Twelve Days Of Christmas

It’s Hard To Afford Christmas
It’s Hard To Afford Christmas
I am one of the few people that actually looks forward to January. Yep. Nothing I like more than a month where you have snow, freezing rain and virtually no interesting sports on TV. (Feel the sarcasm) Truth is I really am looking forward to January. Not so much for what January has to offer, but more because it means the holidays will be over and I can begin to recover financially.