It's no secret that we live in difficult financial times. Many families are having to go to extremes to keep the bills paid. As for me and my family, I am cutting my own hair. I would not recommend this unless you either don't care what you look like and/or work on the radio.

Other folks have had great success saving money by utilizing coupons more.  How are you and your family coping with difficult times?  Or are these good days for you?  Let your voice be heard!